"Competition is the keen cutting edge of business, always shaving away at the costs."

"Wealth, like happiness, is never attained when sought directly. It comes as a by-product of rendering useful service."

"Thinking is the hardest work there is, which is probably the reason why so few engage in it."

"The ultimate result of shielding men from the effects of folly is to fill the world with fools."

"Any man who thinks he can be happy and prosperous by sitting at a desk and letting others do the work for him is doomed to failure."